The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.

The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.

Date of Patent:
Nov. 05, 2013

Filed:

Sep. 03, 2007
Applicants:

Raymond Robert Diener, San Antonio, TX (US);

Sunita Shah, San Antonio, TX (US);

Richard Lee Wright, San Antonio, TX (US);

Inventors:

Raymond Robert Diener, San Antonio, TX (US);

Sunita Shah, San Antonio, TX (US);

Richard Lee Wright, San Antonio, TX (US);

Assignee:
Attorney:
Primary Examiner:
Int. Cl.
CPC ...
G06Q 40/00 (2012.01);
U.S. Cl.
CPC ...
Abstract

Methods and systems are disclosed for providing quotes on multiple types of insurance policies concurrently. The quotes are individually personalized rather than a class or group quote. The methods and systems significantly reduce the number of insurability questions required to obtain a quote. This reduced set of questions may be used to generate quotes on multiple policies concurrently for a given type of insurance. The methods and systems, however, are applicable to multiple types of insurance. Similarly, the quotes may be 'directionally correct' quotes, or they may be provided as a range of possible premiums. Quotes for family members may also be obtained at the same time on similar insurance policies. Personal information may be automatically prefilled to the extent such information is available. Other aspects include the ability to apply for the quoted insurance policies directly from the quotes and to save the quotes for subsequent retrieval.


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