The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.

The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.

Date of Patent:
Oct. 29, 2013

Filed:

Aug. 15, 2011
Applicants:

Rakesh Radhakrishnan, Ashburn, VA (US);

Cynthia Ann Frick, Newark, DE (US);

Radu Marian, Indian Trail, NC (US);

Abdulkader Omar Barbir, Ottawa, CA;

Rajat P. Badhwar, Leesburg, VA (US);

Inventors:

Rakesh Radhakrishnan, Ashburn, VA (US);

Cynthia Ann Frick, Newark, DE (US);

Radu Marian, Indian Trail, NC (US);

Abdulkader Omar Barbir, Ottawa, CA;

Rajat P. Badhwar, Leesburg, VA (US);

Assignee:

Bank of America Corporation, Charlotte, NC (US);

Attorney:
Primary Examiner:
Assistant Examiner:
Int. Cl.
CPC ...
G06F 21/00 (2013.01);
U.S. Cl.
CPC ...
Abstract

According to one embodiment, an apparatus may store a plurality of tokens that indicate a user is using a device to access a resource over a network. The apparatus may detect at least one token indicating a change associated with at least one of the device, the network, or the resource. The apparatus may then determine to re-authenticate the user in response to the change. The apparatus may then request a password generated using personal information of the user, and receive a re-authentication token comprising the password generated using personal information of the user. The apparatus may then request, from the user, a second password. The request for the second password may include instructions on how to form the second password. The apparatus may receive a response comprising the second password and determine that the second password matches the password. The apparatus may then re-authenticate the user.


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