The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.
The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.
Patent No.:
Date of Patent:
Oct. 15, 2013
Filed:
Mar. 11, 2011
Hiroki Takeshita, Tokyo, JP;
Yoshimasa Sugimoto, Tokyo, JP;
Hiroki Takeshita, Tokyo, JP;
Yoshimasa Sugimoto, Tokyo, JP;
NS Solutions Corporation, Tokyo, JP;
Abstract
Aspects of the invention relate to creating virtual data of an effective obligor number N based on setting information, determining ratings after transition of the virtual data for a plurality of scenarios according to rating transition data representing transition of each rating, calculating a risk amount for each of the scenarios based on the rating after transition of the virtual data and specifying a risk amount corresponding to a confidence level as a predicted risk amount of the virtual data, setting a minimum effective obligor number N among the effective obligor numbers N when predicted risk amounts smaller than an allowable risk amount are specified, as a diversification object number, and calculating a credit limit based on the set diversification object number and a total credit.