The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.
The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.
Patent No.:
Date of Patent:
Oct. 08, 2013
Filed:
Mar. 15, 2004
Chris Merz, Ballwin, MO (US);
Chris Merz, Ballwin, MO (US);
MasterCard International Incorporated, Purchase, NY (US);
Abstract
A system and method is provided for updating customer profiles based on current information on merchant transactions performed by the customers. The customer profiles, which include data fields for customer attributes, are stored in a profile data base. The customer profiles may be updated when a batch of merchant-customer transaction reports in a given time period becomes available. The information in the batch of merchant-customer transaction reports, which may be supplemented with additional known information on the merchants and/or customers, is sorted by customer account number. The customer profiles then are updated, one customer account number at time, using the sorted information. Profiling models which relate transaction types or characteristics to customer attributes are used to assign updated values to the customer attribute data fields.