The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.

The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.

Date of Patent:
Oct. 01, 2013

Filed:

Sep. 09, 2011
Applicants:

Scott M. Zoldi, San Diego, CA (US);

Steven Wu, San Diego, CA (US);

Fei Chen, Green Brook, NY (US);

Inventors:

Scott M. Zoldi, San Diego, CA (US);

Steven Wu, San Diego, CA (US);

Fei Chen, Green Brook, NY (US);

Assignee:

Fair Isaac Corporation, Roseville, MN (US);

Attorney:
Primary Examiner:
Int. Cl.
CPC ...
H04M 15/00 (2006.01); H04M 3/00 (2006.01);
U.S. Cl.
CPC ...
Abstract

A method for dynamically updating a model is described. The method includes accessing a model that specifies expected characteristics for a transaction. The model includes variables associated with fraud. The method also includes receiving at least one value for each of the variables while monitoring transactions, and updating a distribution of values for each variable based on the received value. The received value is compared with the updated distribution to determine a deviation from a threshold value associated with a percentile of the updated distribution that is indicative of fraud.


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Zoldi, Scott. (2013). Generic fraud detection model (U.S. Patent No. 8548137). U.S. Patent and Trademark Office. https://idiyas.com/patent/badge/8548137

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