The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.
The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.
Patent No.:
Date of Patent:
Sep. 17, 2013
Filed:
Jun. 02, 2010
Daniel J. Welker, Boise, IA (US);
Anthony P. Reynolds, Richmond, VA (US);
John F. Magnuson, Boise, IA (US);
James A. Haworth, Boise, IA (US);
Sow A. Kobayashi, Rancho Palos Verdes, CA (US);
Oren Knishinsky, Boston, MA (US);
Daniel J. Welker, Boise, IA (US);
Anthony P. Reynolds, Richmond, VA (US);
John F. Magnuson, Boise, IA (US);
James A. Haworth, Boise, IA (US);
Sow A. Kobayashi, Rancho Palos Verdes, CA (US);
Oren Knishinsky, Boston, MA (US);
Capital One Financial Corporation, McLean, VA (US);
Abstract
According to one embodiment of the invention, a method of debt recovery is provided. The method includes providing a device to a consumer owing a debt to a creditor. The device has a utility that becomes available to the consumer after being activated by the creditor. The method also includes indicating to the consumer that the utility of the device will be activated if the consumer contacts the creditor.