The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.
The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.
Patent No.:
Date of Patent:
Sep. 03, 2013
Filed:
Oct. 24, 2005
Craig I. Deroy, Rolling Hills Estates, CA (US);
Jim Dufficy, Coto De Caza, CA (US);
Kathleen Collins, Long Beach, CA (US);
Roger S. Hull, Tustin, CA (US);
Ravi Ramanathan, Irvine, CA (US);
Craig I. DeRoy, Rolling Hills Estates, CA (US);
Jim Dufficy, Coto De Caza, CA (US);
Kathleen Collins, Long Beach, CA (US);
Roger S. Hull, Tustin, CA (US);
Ravi Ramanathan, Irvine, CA (US);
The First American Corporation, Santa Ana, CA (US);
Abstract
A computer system and method for processing a mortgage loan receives borrower, property, loan and underwriting data entered by a lender via a certifying company Internet web site. The system, which is operated by the certifying company, communicates with outside service provider systems to order and obtain products there from. The system is loaded with lender parameters for assessing loan risk. The system uses the entered data, outside service provider products and lender parameters to provide a loan assessment and a mortgage loan fulfillment product if the assessment is favorable. The mortgage loan fulfillment product includes a loan package, deed of trust, a promissory note, a title insurance policy and a loan fulfillment certification of the process compliance and data integrity.