The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.

The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.

Date of Patent:
Jul. 16, 2013

Filed:

Sep. 29, 2003
Applicants:

Shannon L Warner, Woodbury, MN (US);

Marc R Black, St. Paul, MN (US);

Lisa Mellas, Minneapolis, MN (US);

James L Mazour, St. Louis Park, MN (US);

Rajkumar Viswanathan, Minnetonka, MN (US);

Michael D Salters, Plymouth, MN (US);

Glenda L Berg, Apple Valley, MN (US);

Ann Elizabeth Bailey, Apple Valley, MN (US);

Michael T Greeder, Maple Grove, MN (US);

Inventors:

Shannon L Warner, Woodbury, MN (US);

Marc R Black, St. Paul, MN (US);

Lisa Mellas, Minneapolis, MN (US);

James L Mazour, St. Louis Park, MN (US);

Rajkumar Viswanathan, Minnetonka, MN (US);

Michael D Salters, Plymouth, MN (US);

Glenda L Berg, Apple Valley, MN (US);

Ann Elizabeth Bailey, Apple Valley, MN (US);

Michael T Greeder, Maple Grove, MN (US);

Assignee:

Target Brands, Inc., Minneapolis, MN (US);

Attorney:
Primary Examiner:
Assistant Examiner:
Int. Cl.
CPC ...
G06F 176/00 (2006.01);
U.S. Cl.
CPC ...
Abstract

Systems and methods for providing a loyalty and rewards system that implements a user incentive program using smart card technology are provided. A loyalty system allows a user to systematically search, identify, store, and redeem electronic coupons and rebates associated with products from a large number of providers and manufactures. The loyalty system also integrates the activities associated with the user incentive program (e.g., coupon collection, storage, and redemption, etc.), with existing payment methods (e.g., charging a credit card, etc.) using smart card technology. Thus, the loyalty system allows the user to obtain savings and otherwise participate in the user incentive program without adding time consuming and tedious processing that is normally associated with coupon and rebate programs.


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