The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.
The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.
Patent No.:
Date of Patent:
Jun. 18, 2013
Filed:
Apr. 10, 2012
Denis O'leary, New York, NY (US);
Vincent D'agostino, New York, NY (US);
S. Richard Re, Westfield, NJ (US);
Jessica Burney, New York, NY (US);
Adam Hoffman, New York, NY (US);
Denis O'Leary, New York, NY (US);
Vincent D'Agostino, New York, NY (US);
S. Richard Re, Westfield, NJ (US);
Jessica Burney, New York, NY (US);
Adam Hoffman, New York, NY (US);
JPMorgan Chase Bank, N.A., New York, NY (US);
Abstract
A computer implemented system is provided for processing payments. A server including a computer memory storing a first database including a directory is provided. The directory includes authenticated registrant information comprising authenticated information for a payee, the directory identifying via a publicly available account identifier at least one linked account of said payee. The system also includes a payor computer having access to the directory and a first bank computer linked via a computer network to the server, the first bank computer configured to access payor account information from a payor account at the first bank. The first bank computer is also configured to receive payment information from the payor computer identifying the payee and to transmit a payment from the payor account at the first bank to the linked payee account located at a second bank without using an intermediary to transfer said payment.