The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.

The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.

Date of Patent:
May. 21, 2013

Filed:

Jul. 27, 2011
Applicants:

Vidya Dinamani, San Diego, CA (US);

Richard Preece, San Marco, CA (US);

Alan B. Tifford, San Diego, CA (US);

David D. Taylor, Santa Barbara, CA (US);

Inventors:

Vidya Dinamani, San Diego, CA (US);

Richard Preece, San Marco, CA (US);

Alan B. Tifford, San Diego, CA (US);

David D. Taylor, Santa Barbara, CA (US);

Assignee:

Intuit Inc., Mountain View, CA (US);

Attorney:
Primary Examiner:
Int. Cl.
CPC ...
G06F 17/22 (2006.01); G06Q 40/00 (2012.01);
U.S. Cl.
CPC ...
Abstract

Systems, methods and articles for online computerized methods and systems for facilitating a loan between a borrower and a lender in a financial services system having a loan processing application integrated with a tax return preparation application, in which a lender's tax refund is used to fund the loan. Tax returns are prepared for borrowers and for lenders using the tax return preparation application. The borrowers submits loan request to the system. The system asks lenders having a tax refund if they would like to loan the tax refund to other people and the system presents loan options to the lenders. If a lender likes a loan request, the lender instructs the system to enter into a loan for the request for a specified amount on agreed to loan terms, and the loan amount is then transferred to the borrower, funded by the tax refund.


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