The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.
The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.
Patent No.:
Date of Patent:
May. 21, 2013
Filed:
Feb. 09, 2010
Ricardo Davila, Waxhaw, NC (US);
Tommi Levi, Charlotte, NC (US);
David Wayne Barnhardt, Huntersville, NC (US);
David Alan Minsk, Marvin, NC (US);
Roxanne White, Fort Mill, SC (US);
Roberto Jose Dominguez, Thomasville, NC (US);
Mark David Mccue, Charlotte, NC (US);
Ricardo Davila, Waxhaw, NC (US);
Tommi Levi, Charlotte, NC (US);
David Wayne Barnhardt, Huntersville, NC (US);
David Alan Minsk, Marvin, NC (US);
Roxanne White, Fort Mill, SC (US);
Roberto Jose Dominguez, Thomasville, NC (US);
Mark David McCue, Charlotte, NC (US);
Bank of America Corporation, Charlotte, NC (US);
Abstract
Embodiments of the present invention relate to methods and apparatuses for determining, recommending, and/or placing holds on deposit items. For example, some embodiments provide a method that includes: (a) receiving, from a deposit location during a single deposit transaction, information associated with a first deposit item in the single deposit transaction; (b) receiving, from the deposit location during the single deposit transaction, information associated with a second deposit item in the single deposit transaction; (c) determining, using a processor, during the single deposit transaction, a first hold decision for the first deposit item based at least partially on the information associated with the first deposit item; (d) determining, using a processor, during the single deposit transaction, a second hold decision for the second deposit item based at least partially on the information associated with the second deposit item; (e) communicating, to the deposit location during the single deposit transaction, information associated with the first hold decision; and (f) communicating, to the deposit location during the single deposit transaction, information associated with the second hold decision.