The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.
The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.
Patent No.:
Date of Patent:
May. 07, 2013
Filed:
Apr. 30, 2009
Kristen K. Berman, San Francisco, CA (US);
Kristen K. Berman, San Francisco, CA (US);
Intuit Inc., Mountain View, CA (US);
Abstract
A method for generating a spending reduction plan, includes obtaining a savings target that has a target amount and a target schedule, analyzing, using a processor of a computer system, a spending history for a plurality of spending categories to generate a historical spending pattern comprising a plurality of spending variances corresponding to the plurality of spending categories, identifying a first spending category of the plurality of spending categories by comparing the plurality of spending variances based on a pre-determined criterion, analyzing, using a processor of a computer system, a first historical savings pattern for the first spending category to determine a first reduction percentage, and generating the spending reduction plan based on the savings target, the first spending category, a first spending variance corresponding to the first spending category, and the first reduction percentage.