The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.
The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.
Patent No.:
Date of Patent:
Apr. 16, 2013
Filed:
Dec. 02, 2009
Applicant:
Gabriela Surpi, San Diego, CA (US);
Inventor:
Gabriela Surpi, San Diego, CA (US);
Assignee:
Fair Isaac Corporation, Minneapolis, MN (US);
Primary Examiner:
Int. Cl.
CPC ...
G06F 15/18 (2006.01);
U.S. Cl.
CPC ...
Abstract
A system and method for building a predictive score without model training are disclosed. A set of predictive variables is defined based on raw data fields generated from raw data from one or more sources and domain knowledge. The raw data includes a historical set of transactions previously generated by one or more raw data sources. An scaled relative risk table to describe each predictive variable of the set of predictive variables is generated. The set of predictive variables is combined based on their associated relative risk tables to generate a predictive score for a future set of transactions.