The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.
The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.
Patent No.:
Date of Patent:
Apr. 02, 2013
Filed:
Jul. 28, 2011
Philip Mccanna, Sunnyvale, CA (US);
Nesrin Umur, San Francisco, CA (US);
Jonathan Mason, San Francisco, CA (US);
Colleen Twitty, San Francisco, CA (US);
Jang Kim, San Francisco, CA (US);
Philip McCanna, Sunnyvale, CA (US);
Nesrin Umur, San Francisco, CA (US);
Jonathan Mason, San Francisco, CA (US);
Colleen Twitty, San Francisco, CA (US);
Jang Kim, San Francisco, CA (US);
Boku, Inc., San Francisco, CA (US);
Abstract
Systems and methods to accelerate transactions made via mobile communications. In one aspect, a system includes: a data storage facility to store information associated with past payment transactions and an interchange coupled with the data storage facility. The interchange includes a common format processor and a plurality of converters to interface with a plurality of controllers. The converters are configured to communicate with the controllers in different formats, and to communicate with the common format processor in a common format. The common format processor includes a risk engine and a transaction engine. The risk engine estimates a risk in a billing process; and the transaction engine determines whether or not to notify a merchant of the predicted result of billing based on the suggestion from the risk engine and/or other information, such as the status of the wireless telecommunications network.