The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.
The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.
Patent No.:
Date of Patent:
Mar. 19, 2013
Filed:
Oct. 31, 2007
Shane Anthony Johnson, Charlotte, NC (US);
John Scott Walbert, Mooresville, NC (US);
William Thomas Sanders, Denver, NC (US);
Victoria Lynn Dravneek, Charlotte, NC (US);
John Daniel Shaver, Charlotte, NC (US);
Margaret Morgan Weichert, Charlotte, NC (US);
Bethann Johnston, Atlanta, GA (US);
Karren D. Grant, Norcross, GA (US);
Daniel Christopher Bohen, Charlotte, NC (US);
Shane Anthony Johnson, Charlotte, NC (US);
John Scott Walbert, Mooresville, NC (US);
William Thomas Sanders, Denver, NC (US);
Victoria Lynn Dravneek, Charlotte, NC (US);
John Daniel Shaver, Charlotte, NC (US);
Margaret Morgan Weichert, Charlotte, NC (US);
Bethann Johnston, Atlanta, GA (US);
Karren D. Grant, Norcross, GA (US);
Daniel Christopher Bohen, Charlotte, NC (US);
Bank of America Corporation, Charlotte, NC (US);
Abstract
Systems and methods are disclosed for handling a payment at a point of sale or a remote payment acceptance and processing location for a customer account. The systems and methods may include receiving a payment at a point of sale or a remote payment acceptance and processing location and identifying data including at least an amount of the payment that is associated with the payment. The data may be transmitted over a computer network and stored in a data store that is associated with a customer account. A balance of the customer account may be rapidly updated based on the data associated with the payment. The data may be transmitted over a computer network and may be utilized in a computer software application to provide a customer account with rapid recognition of a payment and of a total balance.