The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.

The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.

Date of Patent:
Feb. 19, 2013

Filed:

Jul. 07, 2010
Applicants:

Allan S. Voltz, Iii, Browns Summit, NC (US);

Eric H. Choltus, Charlotte, NC (US);

Jason S. Cashwell, Greensboro, NC (US);

Robert M. Mauldin, Iii, Charlotte, NC (US);

Robert H. Eshleman, Charlotte, NC (US);

Inventors:

Allan S. Voltz, III, Browns Summit, NC (US);

Eric H. Choltus, Charlotte, NC (US);

Jason S. Cashwell, Greensboro, NC (US);

Robert M. Mauldin, III, Charlotte, NC (US);

Robert H. Eshleman, Charlotte, NC (US);

Assignee:

Bank of America Corporation, Charlotte, NC (US);

Attorneys:
Primary Examiner:
Int. Cl.
CPC ...
G06Q 40/00 (2012.01);
U.S. Cl.
CPC ...
Abstract

A method includes enrolling a borrower in income curtailment protection associated with a loan, where the loan requires periodic payments. If income curtailment has occurred, a determination is made as to what portion of the periodic payment is to be covered on behalf of the borrower. The determined portion of the periodic payment is covered by an entity other than the borrower on behalf of the borrower.


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