The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.

The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.

Date of Patent:
Feb. 19, 2013

Filed:

Jun. 23, 2008
Applicants:

Karlyn Heiner Crotty, Pennington, NJ (US);

Prashant Kalia, Fair Lawn, NJ (US);

Suby P. Philip, East Meadow, NY (US);

Danny M. Yelle, Stamford, CT (US);

Inventors:

Karlyn Heiner Crotty, Pennington, NJ (US);

Prashant Kalia, Fair Lawn, NJ (US);

Suby P. Philip, East Meadow, NY (US);

Danny M. Yelle, Stamford, CT (US);

Attorney:
Primary Examiner:
Assistant Examiner:
Int. Cl.
CPC ...
G06Q 30/00 (2006.01);
U.S. Cl.
CPC ...
Abstract

Transaction-level data and size of wallet data may be used to identify luxury merchants. In an embodiment, luxury merchants are identified based on their average record of charge (ROC) size in combination with the percentage of high-wallet consumers who transact with the merchants. Customers having a high share of wallet spent at luxury merchants may be identified as luxury consumers.


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