The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.
The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.
Patent No.:
Date of Patent:
Feb. 05, 2013
Filed:
Jun. 30, 2011
Geoffrey R. Williams, Midlothian, TX (US);
James E. Burgess, Charlotte, NC (US);
Alicia C. Jones, Fort Mill, SC (US);
Mark D. Zanzot, Huntersville, SC (US);
Geoffrey R. Williams, Midlothian, TX (US);
James E. Burgess, Charlotte, NC (US);
Alicia C. Jones, Fort Mill, SC (US);
Mark D. Zanzot, Huntersville, SC (US);
Bank of America Corporation, Charlotte, NC (US);
Abstract
Methods, computer readable media, and apparatuses for providing trusted services management using a hybrid service model are presented. According to one or more aspects, a first transaction log of a first secure element included in a mobile computing device may be received. The first secure element may be provisioned with first secure information provided to a user of the computing device by a first entity, such as a first financial institution. Subsequently, a second transaction log of a second secure element included in the mobile computing device may be received. The second secure element may be provisioned with second secure information provided to the user of the computing device by a second entity different from the first entity, such as a second financial institution, for instance. In some arrangements, incentive offers may thereafter be provided to the user based on the first transaction log and the second transaction log.