The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.
The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.
Patent No.:
Date of Patent:
Jan. 29, 2013
Filed:
Sep. 06, 2011
Carol J. Rizzo, Livingston, NJ (US);
Phoebe Rin-rin Hsu, Northridge, CA (US);
Michael L. Sears, Torrance, CA (US);
Carol J. Rizzo, Livingston, NJ (US);
Phoebe Rin-Rin Hsu, Northridge, CA (US);
Michael L. Sears, Torrance, CA (US);
Citicorp Development Center, Inc., Blue Ash, OH (US);
Abstract
A method and system for performing a cash transaction with a self-service financial transaction terminal makes use of computer hardware and software that allows a financial institution cardholder to authorize a recipient to withdraw a specified amount of cash at an ATM of the particular financial institution. The cardholder can set up the transaction, for example, from any telephone using an interactive voice response (IVR) system, or by utilizing the application at a financial institution ATM, or by using an Internet website application. The originator can set up the recipient's ATM transaction to be either cardless or card-initiated.