The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.
The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.
Patent No.:
Date of Patent:
Jan. 01, 2013
Filed:
Jan. 19, 2011
Mike Lindelsee, Redwood City, CA (US);
Olivier Brand, Walnut Creek, CA (US);
James Dimmick, Foster City, CA (US);
Benedicto Dominguez, San Bruno, CA (US);
Mike Lindelsee, Redwood City, CA (US);
Olivier Brand, Walnut Creek, CA (US);
James Dimmick, Foster City, CA (US);
Benedicto Dominguez, San Bruno, CA (US);
Visa Intellectual Service Association, San Francisco, CA (US);
Abstract
A token based transaction authentication system is disclosed. Issuer, merchants, and a payment processing network generate unique tokens or keys to authenticate messages between themselves and to authenticate a sending entity or consumer as they are redirected between entities. The tokens are also used to identify the particular authentication thread a message or sending entity is associated with. The sending entity authentication occurs over a web-based channel or a mobile based channel.