The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.
The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.
Patent No.:
Date of Patent:
Dec. 25, 2012
Filed:
Oct. 31, 2008
Michelle Nichols, Rock Hill, SC (US);
Todd Atwood, Charlotte, NC (US);
James Heddleson, Charlotte, NC (US);
Michelle Nichols, Rock Hill, SC (US);
Todd Atwood, Charlotte, NC (US);
James Heddleson, Charlotte, NC (US);
Bank of America Corporation, Charlotte, NC (US);
Abstract
A method for predicting client funds positions includes predicting an expected future change in funds for a selected party, and creating a funds estimate for the selected party at a specified time. The predicted future change in funds is based on a transaction history of the selected party, and the calculation is based on the expected future change in funds. The change in funds can be a deposit or withdrawal. Such deposits or withdrawals can be in the form of monetary packages, which enables incorporation of monetary package tracking features into the method.