The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.
The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.
Patent No.:
Date of Patent:
Dec. 18, 2012
Filed:
Oct. 11, 2007
Jeffrey W. Perlman, Lindfield, AU;
Michael J. Kearney, Carindale, AU;
Timothy M. Lee, San Jose, CA (US);
Gregory Storey, Caringbah, AU;
Jeffrey W. Perlman, Lindfield, AU;
Michael J. Kearney, Carindale, AU;
Timothy M. Lee, San Jose, CA (US);
Gregory Storey, Caringbah, AU;
Visa International Service Association, Foster City, CA (US);
Abstract
Methods and systems for performing micropayment transactions over communication networks is provided. These methods and systems enable ubiquitous micropayments by providing a seamless payment solution in which micropayment is one of a plurality of payments facilitated. In an embodiment, the transaction value may be compared to a predefined threshold, and processed as a micropayment if said value is less than said threshold, and otherwise processed using a second processing system. In another embodiment, the transaction may be processed as a micropayment if the payee has previously been verified by the micropayment processing system. In a third embodiment, the transaction takes place using the payee's website.