The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.
The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.
Patent No.:
Date of Patent:
Nov. 27, 2012
Filed:
May. 31, 2011
Oleg Makhotin, San Mateo, CA (US);
Trudy Hill, Foster City, CA (US);
Erick Wong, Menlo Park, CA (US);
Oleg Makarenko, Moscow, RU;
Hao Ngo, San Jose, CA (US);
Christian Aabye, Foster City, CA (US);
William Alexander Thaw, San Mateo, CA (US);
Oleg Makhotin, San Mateo, CA (US);
Trudy Hill, Foster City, CA (US);
Erick Wong, Menlo Park, CA (US);
Oleg Makarenko, Moscow, RU;
Hao Ngo, San Jose, CA (US);
Christian Aabye, Foster City, CA (US);
William Alexander Thaw, San Mateo, CA (US);
Visa International Service Association, San Francisco, CA (US);
Abstract
An interface and device architecture for a payment device. An interface between a payment application installed in a payment device and one or more value-add applications (such as loyalty programs, transit applications, etc.) that are also installed in the payment device. The API or interface design permits communications and data transfer between the payment application and one or more value-add applications. This reduces (and in some cases may prevent) the need for back-end server processing of data that may be relevant to both a payment transaction and to a function of the value-add application. Similarly, the same or another API or interface may enable communications and data transfer between a value-add application and the payment application.