The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.
The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.
Patent No.:
Date of Patent:
Nov. 20, 2012
Filed:
Jan. 23, 2012
Kathleen Haggerty, Staten Island, NY (US);
Charles Christopher Lyon, Phoenix, AZ (US);
Benedict O. Okoh, New York, NY (US);
Robert E. Phelan, Mendham, NJ (US);
Jon Kevin Ruterman, Glendale, AZ (US);
Geraldine A. Turner, Sandy Hook, VA (US);
Chao M. Yuan, Montclair, NJ (US);
Arnab Biswas, Calcutta, IN;
Kathleen Haggerty, Staten Island, NY (US);
Charles Christopher Lyon, Phoenix, AZ (US);
Benedict O. Okoh, New York, NY (US);
Robert E. Phelan, Mendham, NJ (US);
Jon Kevin Ruterman, Glendale, AZ (US);
Geraldine A. Turner, Sandy Hook, VA (US);
Chao M. Yuan, Montclair, NJ (US);
Arnab Biswas, Calcutta, IN;
American Express Travel Related Services Company, Inc., New York, NY (US);
Abstract
Commercial size of spending wallet ('CSoSW') is the total business spend of a business including cash but excluding bartered items. Commercial share of wallet ('CSoW') is the portion of the spending wallet that is captured by a particular financial company. A modeling approach utilizes various data sources to provide outputs that describe a company's spend capacity. Government agencies, procurement departments, and others that patronize small businesses can use CSoW/CSoSW to determine businesses that should be awarded contracts and businesses that should be denied. CSoW/CSoSW may also be used to manage approved vendor lists.