The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.
The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.
Patent No.:
Date of Patent:
Oct. 23, 2012
Filed:
Mar. 18, 2011
John Tullis, San Francisco, CA (US);
Mark Norris, San Francisco, CA (US);
Vishwanath Shastry, Mountain View, CA (US);
Kate J. Kennedy, Roseville, CA (US);
Justin Mason Chace, Redwood City, CA (US);
Susan J. French, Foster City, CA (US);
John Tullis, San Francisco, CA (US);
Mark Norris, San Francisco, CA (US);
Vishwanath Shastry, Mountain View, CA (US);
Kate J. Kennedy, Roseville, CA (US);
Justin Mason Chace, Redwood City, CA (US);
Susan J. French, Foster City, CA (US);
Visa International Service Association, San Francisco, CA (US);
Abstract
Methods and systems for anti money laundering screening are provided. A risk score and a first validation code is determined based on information related to a funds transfer transaction. The first validation code is associated with the risk score. Thereafter, a second validation code is calculated and compared with the first validation code. The risk score and the validation score are included in a payment authorization message sent to a payment processing network. The payment processing network extracts the validation code and communicates the payment authorization message including the risk score to a receiving financial institution. The receiving financial entity accepts or denies the incoming funds transfer based on the risk score included in the payment authorization message.