The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.
The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.
Patent No.:
Date of Patent:
Sep. 11, 2012
Filed:
Jul. 28, 2010
Mark Norris, San Francisco, CA (US);
Shaun Bodington, Montara, CA (US);
Nicola Stiff, Mill Valley, CA (US);
Raymond Olson, Half Moon Bay, CA (US);
Janet Martin, Long Grove, IL (US);
Rosann Woods, Mill Valley, CA (US);
John Carr, San Francisco, CA (US);
Mark Norris, San Francisco, CA (US);
Shaun Bodington, Montara, CA (US);
Nicola Stiff, Mill Valley, CA (US);
Raymond Olson, Half Moon Bay, CA (US);
Janet Martin, Long Grove, IL (US);
Rosann Woods, Mill Valley, CA (US);
John Carr, San Francisco, CA (US);
Visa U.S.A., San Francisco, CA (US);
Abstract
Systems and methods are provided to facilitate the sharing of account features. In one aspect, a system includes a transaction handler to process transactions and a data warehouse to record the transactions and store account data identifying account features of separate accounts, such as a second account having a feature and a first account without this feature. Account holders of the first and second accounts are in a same household and thus, in accordance with a set of rules, eligible to share the account features. A portal is configured to receive a request identifying the first account and to determine whether a transaction initiated in the first account and qualified for a benefit of the account feature is entitled to the benefit; and if so, a notification engine is to transmit a notification message to an account holder of the first account.