The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.
The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.
Patent No.:
Date of Patent:
Sep. 11, 2012
Filed:
Dec. 30, 2011
Katherine Read, Avon, CT (US);
Edward Jaworski, West Hartford, CT (US);
Steve Mcconnell, Marlborough, MA (US);
Ahmed Shaher, South Windsor, CT (US);
Theresa Wadsworth, Windsor Locks, CT (US);
Robert Lukawicz, Newington, CT (US);
Karen Mcqueeney Fisher, South Windsor, CT (US);
Bradley D. Molinsky, Bloomfield, CT (US);
Richard Balboni, Manchester, CT (US);
Katherine Read, Avon, CT (US);
Edward Jaworski, West Hartford, CT (US);
Steve McConnell, Marlborough, MA (US);
Ahmed Shaher, South Windsor, CT (US);
Theresa Wadsworth, Windsor Locks, CT (US);
Robert Lukawicz, Newington, CT (US);
Karen McQueeney Fisher, South Windsor, CT (US);
Bradley D. Molinsky, Bloomfield, CT (US);
Richard Balboni, Manchester, CT (US);
Hartford Fire Insurance Company, Hartford, CT (US);
Abstract
A computer system for processing of data associated with insurance coverage includes a data storage device storing data indicative of: an insured; an aggregate benefit amount, the aggregate benefit amount being a maximum benefit amount payable under the insurance coverage; a first category of health risks; a second category of health risks; a first benefit allocation corresponding to the first category of health risks; and a second benefit allocation corresponding to the second category of health risks; the benefit allocations being fractions of and totaling the aggregate benefit amount. A processor of the system is configured to, responsive to the receipt of data indicative of a claim, determine eligibility for a benefit, and responsive to determining that the insured is eligible, provide output data indicative of a benefit amount, the benefit amount for each of the categories of health risks having a maximum equal to the corresponding benefit allocation.