The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.
The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.
Patent No.:
Date of Patent:
Sep. 04, 2012
Filed:
Sep. 30, 2009
Kevin K. Hung, Forest Hills, NY (US);
Susan R. Moon, Manhasset, NY (US);
Eric H. Yellin, Cambridge, MA (US);
Alice C. Yu, Brooklyn, NY (US);
Kevin K. Hung, Forest Hills, NY (US);
Susan R. Moon, Manhasset, NY (US);
Eric H. Yellin, Cambridge, MA (US);
Alice C. Yu, Brooklyn, NY (US);
Citicorp Credit Services, Inc., Long Island City, NY (US);
Abstract
Computer-implemented methods and systems for managing consumer transactional accounts provides a temporary line of credit with an installment option that a consumer can use for specific occasions or life events. The account remains open for only a limited period of time during which interest does not accrue. Thereafter, the account automatically expires, interest begins to accrue on the amount charged on the account, and an invoice is sent to the consumer with a number of payment options.