The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.
The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.
Patent No.:
Date of Patent:
Aug. 28, 2012
Filed:
Apr. 27, 2009
Christopher Allan Ralph, Toronto, CA;
Michael S. Sossi, San Francisco, CA (US);
Stefan Kuzminski, New York, NY (US);
Helen Geraldine E. Rosario, Ellington, CT (US);
Yaxin Liu, Austin, TX (US);
Christopher Allan Ralph, Toronto, CA;
Michael S. Sossi, San Francisco, CA (US);
Stefan Kuzminski, New York, NY (US);
Helen Geraldine E. Rosario, Ellington, CT (US);
Yaxin Liu, Austin, TX (US);
Fair Isaac Corporation, Minneapolis, MN (US);
Abstract
A system and method for building segmented scorecards for a population is presented. A model of the population is built using a model builder computer, and one or more variables used by the model builder to build the model is stored in a repository. A scorecard is generated for each segment of the population based on the model and using an adaptive random tree computer program. Next, the scorecard for each segment is enhanced using a integer non-linear programming computer program to determine optimal score weights associated with the variables used by the model builder to build the model, and to generate an enhanced segmented scorecard for the population.