The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.
The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.
Patent No.:
Date of Patent:
Aug. 21, 2012
Filed:
Oct. 17, 2011
Craig Oldham, Chicago, IL (US);
Michael Frederick Hobart, Round Lake Beach, IL (US);
Dean Krieter, Rolling Meadows, IL (US);
Javier Porras, Morton Grove, IL (US);
Jeffrey Robert Herrmann, Gurnee, IL (US);
John Paul Wojcik, Huntley, IL (US);
Craig Oldham, Chicago, IL (US);
Michael Frederick Hobart, Round Lake Beach, IL (US);
Dean Krieter, Rolling Meadows, IL (US);
Javier Porras, Morton Grove, IL (US);
Jeffrey Robert Herrmann, Gurnee, IL (US);
John Paul Wojcik, Huntley, IL (US);
Allstate Insurance Company, Northbrook, IL (US);
Abstract
Methods and systems for providing estimated insurance quotes/premiums are described herein. After analyzing rate factors, a subset of rate factors are selected that yield a fairly accurate estimated insurance premium from a minimum amount of information easily obtainable from a user. The user inputs a value from a predetermined set of allowable inputs (value input filter). After receiving and analyzing the user inputs, the system generates one or more estimates and displays the one or more estimates to the user, e.g., via a web page. When multiple estimates are provided, the multiple estimates may differ based on the level of coverage, add-on features, or both. Readily known non-personal identifying information is preferably requested and used, thereby alleviating privacy concerns while still being able to provide an estimate to the user very quickly, e.g., under 30 seconds, once all the requested information is obtained.