The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.
The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.
Patent No.:
Date of Patent:
Aug. 07, 2012
Filed:
Mar. 22, 2004
Michael J. Michelsen, Arvada, CO (US);
Dan Canning, Pembroke Pines, FL (US);
Roberto Ochoa, Weston, FL (US);
Rodolfo Zavaleta, Sunny Isles Beach, FL (US);
Rodrigo Sada, Miami, FL (US);
Michael J. Michelsen, Arvada, CO (US);
Dan Canning, Pembroke Pines, FL (US);
Roberto Ochoa, Weston, FL (US);
Rodolfo Zavaleta, Sunny Isles Beach, FL (US);
Rodrigo Sada, Miami, FL (US);
The Western Union Company, Englewood, CO (US);
Abstract
In one embodiment, the invention provides a computerized system and method for transferring money to a bank account, typically when paid in cash or a cash equivalent at a point of sale device. According to one method, transactional information is transmitted to a host computer system from a point of sale device. The transactional information includes information on a bank account that is to receive the money. The transaction information is stored at the host computer system. Also, at least some of the transaction information is sent to an intermediary computer system that is configured to interact with a plurality of banking networks in different countries. The intermediary computer system may also determine which one of the banking networks is associated with the bank account that is to receive the money. A request is transmitted from the intermediary computer network to a local banking network and includes information on the bank account that is to receive the money and an amount of money to deposit. The bank account may then be credited with the money.