The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.
The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.
Patent No.:
Date of Patent:
Jun. 05, 2012
Filed:
Dec. 17, 2007
Applicants:
Tamila Barron, League City, TX (US);
Bruce Dragt, Highlands Ranch, CO (US);
Daniel Ahles, Houston, TX (US);
Inventors:
Tamila Barron, League City, TX (US);
Bruce Dragt, Highlands Ranch, CO (US);
Daniel Ahles, Houston, TX (US);
Assignee:
First Data Corporation, Greenwood Village, CO (US);
Attorney:
Primary Examiner:
Assistant Examiner:
Int. Cl.
CPC ...
G06Q 40/00 (2012.01); G07F 7/10 (2006.01); H04L 9/32 (2006.01); G11C 17/00 (2006.01);
U.S. Cl.
CPC ...
Abstract
In accordance with one embodiment of the invention, a system is provided that allows a point of sale device to capture the signature of a check writer at the time a check is presented for ACH processing. In accordance with another embodiment, a test can be made to compare optically read information from the face of a check against a negative database or a risk management database to reduce the risk of bad checks being processed by a merchant.