The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.
The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.
Patent No.:
Date of Patent:
May. 22, 2012
Filed:
Aug. 26, 2011
Samuel Jeff Carter, Charlotte, NC (US);
Ray Garcia, New York, NY (US);
David Joa, San Francisco, CA (US);
David Joffe, Charlotte, NC (US);
John Mertz, Evanston, IL (US);
Zoran Obradovic, Chicago, IL (US);
Hans Schumacher, Charlotte, NC (US);
Samuel Jeff Carter, Charlotte, NC (US);
Ray Garcia, New York, NY (US);
David Joa, San Francisco, CA (US);
David Joffe, Charlotte, NC (US);
John Mertz, Evanston, IL (US);
Zoran Obradovic, Chicago, IL (US);
Hans Schumacher, Charlotte, NC (US);
Bank of America Corporation, Charlotte, NC (US);
Abstract
A method for conducting a financial transaction can be used by a person using a mobile device to conduct the transaction. The mobile device receives information related to the person that can be used for authentication purposes, such as a PIN or biometric data. The mobile device then authenticates the person by verifying the information received. If the person is authenticated, the transaction is completed using the mobile device, and if the person is not authenticated, the transaction is prevented.