The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.
The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.
Patent No.:
Date of Patent:
May. 15, 2012
Filed:
May. 12, 2011
Rong Z. Cao, Beijing, CN;
Wei Ding, Beijing, CN;
Shun Jiang, Beijing, CN;
Juhnyoung Lee, Yorktown Heights, NY (US);
Gregory C. Morris, Beacon Hill, AU;
Chunhua Tian, Beijing, CN;
Rong Z. Cao, Beijing, CN;
Wei Ding, Beijing, CN;
Shun Jiang, Beijing, CN;
Juhnyoung Lee, Yorktown Heights, NY (US);
Gregory C. Morris, Beacon Hill, AU;
Chunhua Tian, Beijing, CN;
International Business Machines Corporation, Armonk, NY (US);
Abstract
A method and system for generating bill payment schedule utilizes a composite pricing module to generate payment schedule over a predetermined period of time. In one aspect, a fraction of each pricing model attributing to the composite pricing model is determined. A charge fee associated with said each pricing model based on said fraction and said total price to charge is determined. Price to charge during each time unit of the time period is allocated, based on budget over the time period, discount rate, target profit margin and risk affordance. Bill schedule is generated using the allocated price.