The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.
The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.
Patent No.:
Date of Patent:
May. 01, 2012
Filed:
Mar. 18, 2011
John Tullis, San Francisco, CA (US);
Mark Norris, San Francisco, CA (US);
Vishwanath Shastry, Mountain View, CA (US);
Kate J. Kennedy, Roseville, CA (US);
Justin Mason Chace, Redwood City, CA (US);
Susan French, Foster City, CA (US);
John Tullis, San Francisco, CA (US);
Mark Norris, San Francisco, CA (US);
Vishwanath Shastry, Mountain View, CA (US);
Kate J. Kennedy, Roseville, CA (US);
Justin Mason Chace, Redwood City, CA (US);
Susan French, Foster City, CA (US);
Visa International Service Association, San Francisco, CA (US);
Abstract
Methods and systems for anti money laundering screening are provided. The method includes determining a risk score and a first validation code associated with the risk score, based on information related to a funds transfer transaction and independently calculating a second validation code and comparing with the first validation code. The method further includes including the risk score and the validation score in a payment authorization message. The receiving financial entity accepts or denies the incoming funds transfer based on the risk score included in the payment authorization message.