The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.
The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.
Patent No.:
Date of Patent:
Mar. 27, 2012
Filed:
Dec. 22, 2010
Arun Ahuja, Thousand Oaks, CA (US);
Ramadurai Vaidyanathan, Thousand Oaks, CA (US);
Anand Tata, Redondo Beach, CA (US);
Grigor Markarian, Agoura, CA (US);
Joe Pan, Rowland Heights, CA (US);
Peter Tompkins, Malibu, CA (US);
Arun Ahuja, Thousand Oaks, CA (US);
Ramadurai Vaidyanathan, Thousand Oaks, CA (US);
Anand Tata, Redondo Beach, CA (US);
Grigor Markarian, Agoura, CA (US);
Joe Pan, Rowland Heights, CA (US);
Peter Tompkins, Malibu, CA (US);
Citicorp Development Center, Inc., Los Angeles, CA (US);
Abstract
A standalone notification system, including a notification server which generates electronic messages for alerting customers of potentially fraudulent activity on one or more of their financial accounts. Alternatively, or in addition thereto, the notification system may be used to forward transaction code(s) to customers for verification of a request for high risk transaction(s) with respect to a customer's financial account. The transaction code is generated in response to a high risk transaction request and sent to through an identified customer notification means, e.g., e-mail, short message service ('SMS'), facsimile, mobile phone, telephone, etc. The customer must enter the transaction code within a predetermined amount of time in order to verify the high-risk transaction request.