The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.

The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.

Date of Patent:
Mar. 27, 2012

Filed:

Oct. 23, 2001
Applicants:

Frank M. Zizzamia, Canton, CT (US);

Cheng-sheng Peter Wu, Arcadia, CA (US);

Dominic A. Tocci, Oak Park, IL (US);

Matthew R. Carrier, Naperville, IL (US);

John Lucker, Simsbury, CT (US);

Inventors:

Frank M. Zizzamia, Canton, CT (US);

Cheng-Sheng Peter Wu, Arcadia, CA (US);

Dominic A. Tocci, Oak Park, IL (US);

Matthew R. Carrier, Naperville, IL (US);

John Lucker, Simsbury, CT (US);

Assignee:

Deloitte Development LLC, Hermitage, TN (US);

Attorney:
Primary Examiner:
Assistant Examiner:
Int. Cl.
CPC ...
G06Q 40/00 (2006.01);
U.S. Cl.
CPC ...
Abstract

A quantitative system and method that employs data sources external to an insurance company to generate a statistical model that may be used to more accurately and consistently predict commercial insurance profitability (the 'predictive statistical model'). The system and method are able to predict individual commercial insurance policyholder profitability on a prospective basis regardless of the internal data and business practices of a particular insurance company.


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