The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.
The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.
Patent No.:
Date of Patent:
Jan. 31, 2012
Filed:
Jun. 18, 2001
Colleen C. Lubking, Richmond, VA (US);
John N. Henneberger, Glen Allen, VA (US);
Frederick Joel Mason, Jr., Richmond, VA (US);
George W. Paslaski, Jr., Richmond, VA (US);
Sharada Muthusubramanian, Glen Allen, VA (US);
Brian Donohue, Glen Allen, VA (US);
Colleen C. Lubking, Richmond, VA (US);
John N. Henneberger, Glen Allen, VA (US);
Frederick Joel Mason, Jr., Richmond, VA (US);
George W. Paslaski, Jr., Richmond, VA (US);
Sharada Muthusubramanian, Glen Allen, VA (US);
Brian Donohue, Glen Allen, VA (US);
Capital One Financial Corporation, McLean, VA (US);
Abstract
A system and method to provide financial products throughout the life of a customer. The present invention determines the life status of a customer. The life status is determined by analyzing the customer information from a variety of sources. This information is filtered or inputted into an algorithmic model to identify appropriate financial products to offer to the customer. In addition, the customer's creditworthiness is used to determine or optimize the financial product offered to the customer.