The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.
The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.
Patent No.:
Date of Patent:
Jan. 24, 2012
Filed:
Apr. 24, 2008
Katherine Read, Avon, CT (US);
Edward Jaworski, West Hartford, CT (US);
Steve Robert Mcconnell, Marlborough, MA (US);
Ahmed Shaher, South Windsor, CT (US);
Theresa Wadsworth, Windsor Locks, CT (US);
Robert Lukawicz, Newington, CT (US);
Karen Mcqueeney Fisher, So. Windsor, CT (US);
Richard Balboni, Manchester, CT (US);
Bradley D. Molinsky, Bloomfield, CT (US);
Katherine Read, Avon, CT (US);
Edward Jaworski, West Hartford, CT (US);
Steve Robert McConnell, Marlborough, MA (US);
Ahmed Shaher, South Windsor, CT (US);
Theresa Wadsworth, Windsor Locks, CT (US);
Robert Lukawicz, Newington, CT (US);
Karen McQueeney Fisher, So. Windsor, CT (US);
Richard Balboni, Manchester, CT (US);
Bradley D. Molinsky, Bloomfield, CT (US);
Hartford Fire Insurance Company, Hartford, CT (US);
Abstract
Disclosed is a novel security benefits product that provides customizable benefits to the purchaser for a variety of different triggering conditions. The product of the present invention may be sold to an individual or a group. The product contains a feature that allows a purchaser to modify and/or vary his or her coverage related to one or more serious health events, such as disability, accident, illness, or death. Additionally, a conversion feature is provided, which allows the insured individual who purchased the product through a third party to maintain the product of the present invention even after the individual is no longer affiliated with the third party.