The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.

The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.

Patent No.:

US 8081795 B1

PDF
Full Text
Expired
Date of Patent:
Dec. 20, 2011

Filed:

May. 09, 2008
Applicant:

Patrick D. Brown, Marlborough, CT (US);

Inventor:

Patrick D. Brown, Marlborough, CT (US);

Assignee:

Hartford Fire Insurance Company, Hartford, CT (US);

Attorney:
Primary Examiner:
Int. Cl.
CPC ...
G06K 9/00 (2006.01);
U.S. Cl.
CPC ...
Abstract

A system and method for assessing a condition of property for insurance purposes includes a sensor for acquiring a spectral image. In a preferred embodiment, the spectral image is post-processed to generate at least one spectral radiance plot, the plot used as input to a radiative transfer computer model. The output of the model establishes a spectral signature for the property. Over a period of time, spectral signatures can be compared to generate a spectral difference, the difference attributed to a change in the condition of the property, such as a fire or flood. In response to the change, an insurance company initiates an insurance-related action such as processing a claim.


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Brown, Patrick. (2011). System and method for assessing a condition of property (U.S. Patent No. 8081795). U.S. Patent and Trademark Office. https://idiyas.com/patent/badge/8081795

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