The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.
The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.
Patent No.:
Date of Patent:
Dec. 13, 2011
Filed:
Jun. 25, 2002
Stuart Crawford, Piedmont, CA (US);
Andrew Flint, Berkeley, CA (US);
Sharon Anne Hatcher, Larkspur, CA (US);
Keith Owen Hillestad, White Bear Lake, MN (US);
Thomas J. Quinn, San Francisco, CA (US);
Michael William Rapaport, Houston, TX (US);
Sue Ann Simon, Sonoma, CA (US);
Michael Scott Steele, Berkeley, CA (US);
Cheryl Lynne St. John, Petaluma, CA (US);
Stuart Crawford, Piedmont, CA (US);
Andrew Flint, Berkeley, CA (US);
Sharon Anne Hatcher, Larkspur, CA (US);
Keith Owen Hillestad, White Bear Lake, MN (US);
Thomas J. Quinn, San Francisco, CA (US);
Michael William Rapaport, Houston, TX (US);
Sue Ann Simon, Sonoma, CA (US);
Michael Scott Steele, Berkeley, CA (US);
Cheryl Lynne St. John, Petaluma, CA (US);
Fair Isaac Corporation, Minneapolis, MN (US);
Abstract
The invention comprises a method and apparatus for explaining credit scores, for example in connection with a credit score explanation service, in which consumers can identify the sources of information used to establish their credit score, supply their credit report and credit score information in connection with their application for credit-related products and services, such as loans, and determine the effect on their credit score and cost for credit-related products and services based upon various hypothetical changes in their credit behavior.