The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.

The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.

Date of Patent:
Nov. 22, 2011

Filed:

Jul. 26, 2007
Applicants:

Walter W. Lee, La Mesa, CA (US);

Joseph P. Milana, San Diego, CA (US);

Wesley K. Wilhelm, Spokane, WA (US);

Min Shao, San Diego, CA (US);

Inventors:

Walter W. Lee, La Mesa, CA (US);

Joseph P. Milana, San Diego, CA (US);

Wesley K. Wilhelm, Spokane, WA (US);

Min Shao, San Diego, CA (US);

Assignee:

Fair Isaac Corporation, Minneapolis, MN (US);

Attorney:
Primary Examiner:
Assistant Examiner:
Int. Cl.
CPC ...
G06Q 40/00 (2006.01);
U.S. Cl.
CPC ...
Abstract

Transaction processing of online transactions at merchant sites determines the likelihood that such transactions are fraudulent, accounting for unreliable fields of a transaction order, which fields do not reliably identify a purchaser. A scoring server using statistical model uses multiple profiles associated with key fields, along with weights to indicate the degree to which the profiles identify the purchaser of the transaction.


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