The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.
The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.
Patent No.:
Date of Patent:
Nov. 22, 2011
Filed:
Nov. 12, 2007
Marcus Laguardia, San Antonio, TX (US);
Cheryl Anne Howell, San Antonio, TX (US);
Patricia Jeanette Dix, San Antonio, TX (US);
Charles Berton Starks, Fair Oaks Ranch, TX (US);
Marcus LaGuardia, San Antonio, TX (US);
Cheryl Anne Howell, San Antonio, TX (US);
Patricia Jeanette Dix, San Antonio, TX (US);
Charles Berton Starks, Fair Oaks Ranch, TX (US);
United Services Automobile Association (USAA), San Antonio, TX (US);
Abstract
Financial products, such as a mortgage, homeowner's insurance, and various forms of life insurance, can be packaged together and marketed around a move event. A customer can apply for a mortgage on a web site. As part of the application process, certain data is collected from the customer, and other data may be retrieved from one or more databases. This information can be used to offer and price homeowner's insurance and life insurance, and to suggest an amount of insurance. The web site may offer the customer the chance to buy a mortgage and insurance as a package, after answering a small number of questions that are used to assess the insurance-related risk. The customer may also be offered the chance to make a unified monthly payment for the package of both mortgage and insurance products.