The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.
The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.
Patent No.:
Date of Patent:
Oct. 25, 2011
Filed:
Jan. 12, 2004
Rachel Heitz, West Jordan, UT (US);
Stephen Howland, Sandy, UT (US);
Dave Lamb, West Jordan, UT (US);
Jeffrey Peterson, Centerville, UT (US);
Caroline Philpott, New York, NY (US);
John Rose, Layton, UT (US);
Scott Scovel, Jersey City, NJ (US);
Rachel Heitz, West Jordan, UT (US);
Stephen Howland, Sandy, UT (US);
Dave Lamb, West Jordan, UT (US);
Jeffrey Peterson, Centerville, UT (US);
Caroline Philpott, New York, NY (US);
John Rose, Layton, UT (US);
Scott Scovel, Jersey City, NJ (US);
American Express Travel Related Services Company, Inc., New York, NY (US);
Abstract
Systems and methods are configured to facilitate the distribution of transaction accounts through distributors. An exemplary method includes the steps of: issuing a transaction account to a distributor, receiving information from the distributor via the MICR protocol used by the banking and financial services industries, wherein the information reports the distribution of the transaction account, and processing the information via a Travelers Cheque infrastructure. The transaction account may be a pre-paid card and the distributor may be a seller of pre-paid cards. Distribution of the transaction account may be facilitated by use of a sequential number, such as a Travelers Cheque number. Thus, the system may be configured to be compatible with existing Travelers Cheque communication systems already in place. Furthermore, a financial transaction device may include a card that bears a serialized number, such as a Travelers Cheque number, in a manner that can be read by MICR technology.