The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.
The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.
Patent No.:
Date of Patent:
Oct. 18, 2011
Filed:
Aug. 08, 2008
Xiang LI, San Diego, CA (US);
Scott M. Zoldi, San Diego, CA (US);
Jehangir Athwal, San Diego, CA (US);
Xiang Li, San Diego, CA (US);
Scott M. Zoldi, San Diego, CA (US);
Jehangir Athwal, San Diego, CA (US);
Fair Isaac Corporation, Minneapolis, MN (US);
Abstract
A system and method for detecting fraud is presented. A self-calibrating outlier model is hosted by a computing system. The self-calibrating outlier model receives transaction data representing transactions, and is configured to calculate transaction-based variables, profiles and calibration parameters, and to produce a score based on the transaction data according to the transaction-based variables, profiles and calibration parameters. An adaptive cascade model is also hosted by the computing system, and is configured to generate a secondary score for the transaction data based on profile information from the variables and/or profiles calculated by the self-calibrating outlier model, and based on a comparison with labeled transactions from a human analyst of historical transaction data.