The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.
The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.
Patent No.:
Date of Patent:
Sep. 27, 2011
Filed:
Sep. 29, 2006
Rohan K. K. Chandran, Sunnyvale, CA (US);
Richard Rodenbusch, Allen, TX (US);
Shawn Mendelovich, San Francisco, CA (US);
Rohan K. K. Chandran, Sunnyvale, CA (US);
Richard Rodenbusch, Allen, TX (US);
Shawn Mendelovich, San Francisco, CA (US);
Experian Interactive Innovation Center, LLC, San Mateo, CA (US);
Abstract
In one embodiment, prescreened credit card offers, which are associated with credit cards that a particular borrower would be accepted upon application with the respective issuer, are provided to a borrower via a prescreen provider website and/or a referrer website. In one embodiment, a referrer provides borrower information to a prescreen provider. The prescreen provider initiates and/or performs a prescreening process, which includes accessing credit related information regarding the borrower. The prescreen provider matches the borrower with one or more credit cards that the borrower would like be accepted for, and provides a prescreened offer document to the referrer, or an Internet address of the prescreened offer document. The referrer may then provide the borrower with the prescreened credit card offers by presenting the prescreened offer document to the borrower. The prescreened credit card offers may additionally be filtered according to issuer criteria, referrer criteria, and/or borrower preferences.