The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.

The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.

Date of Patent:
Sep. 13, 2011

Filed:

Sep. 10, 2003
Applicants:

Benedicto H. Dominguez, San Bruno, CA (US);

Thomas J. Manessis, Pacifica, CA (US);

Melody L. Rutherford, San Francisco, CA (US);

Sandra Salvatori, Sausalito, CA (US);

Janet T. Roth, Oakland, CA (US);

Inventors:

Benedicto H. Dominguez, San Bruno, CA (US);

Thomas J. Manessis, Pacifica, CA (US);

Melody L. Rutherford, San Francisco, CA (US);

Sandra Salvatori, Sausalito, CA (US);

Janet T. Roth, Oakland, CA (US);

Assignee:

Visa International Service Association, San Francisco, CA (US);

Attorney:
Primary Examiner:
Int. Cl.
CPC ...
G06Q 20/00 (2006.01);
U.S. Cl.
CPC ...
Abstract

Authenticating the identity and validating the profile of an individual who presents himself to another party as having a certain identity and corresponding profile data occurs during an Internet transaction. A trusted party gives a definitive answer regarding the authentication of identity and validity of profile data. The trusted party can be a financial institution that has an established relationship with the individual. For example, the financial institution can be a bank that issues a debit or credit card to the individual. The trusted party can also provide the profile data of the individual to the other party, rather than have the individual provide such data. The trusted party can also update the individual's profile data held by the other party when such data is no longer current.


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