The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.

The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.

Date of Patent:
Sep. 13, 2011

Filed:

Oct. 20, 2009
Applicants:

Thomas Michael Bauer, Belle Mead, NJ (US);

Charles David Caldwell, Asbury Park, NJ (US);

Walter H. Hawkins, Freehold, NJ (US);

Robert J. Sayko, Colts Neck, NJ (US);

Blake Lane Wattenbarger, Fair Haven, NJ (US);

Inventors:

Thomas Michael Bauer, Belle Mead, NJ (US);

Charles David Caldwell, Asbury Park, NJ (US);

Walter H. Hawkins, Freehold, NJ (US);

Robert J. Sayko, Colts Neck, NJ (US);

Blake Lane Wattenbarger, Fair Haven, NJ (US);

Assignee:
Attorney:
Primary Examiner:
Int. Cl.
CPC ...
G06Q 40/00 (2006.01);
U.S. Cl.
CPC ...
Abstract

A method and system allows multiple and simultaneous use of a pre-paid calling card. A call management system allows for the completion of multiple calls under one pre-paid calling card account number. Depending on the number of concurrent users, a billing system assigns a portion of the total number of available service units to individualized user accounts. The individualized accounts are debited according to the rate charges for each of the calls and are initially assigned an account balance that allows all concurrent users with the same amount of talk time.


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