The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.
The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.
Patent No.:
Date of Patent:
Sep. 06, 2011
Filed:
Aug. 26, 2003
Jerromy Laverne Johnson, San Antonio, TX (US);
Deborah Murphy, San Antonio, TX (US);
Mark Allen Garrett, Bulverde, TX (US);
Beverly Lynn Phillips, San Antonio, TX (US);
Jerromy Laverne Johnson, San Antonio, TX (US);
Deborah Murphy, San Antonio, TX (US);
Mark Allen Garrett, Bulverde, TX (US);
Beverly Lynn Phillips, San Antonio, TX (US);
United Services Automobile Association, San Antonio, TX (US);
Abstract
Property insurance rates are established by performing calculations for defining a single tier placement dependent upon a combination of mutually exclusive factors based on applicant data. In the case of a renewal policy, the factors include determining a protection class and a previous paid loss history. In the case of a new policy, the factors also include determining an insurance credit score. No single factor is the sole determinant for placement in a tier.