The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.
The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.
Patent No.:
Date of Patent:
Jun. 28, 2011
Filed:
Aug. 27, 2004
Sandeep Gupta, Alpharetta, GA (US);
Christian Hall, Canton, GA (US);
James Reid, Alpharetta, GA (US);
Shen LU, Duluth, GA (US);
Dennis Horton, Buford, GA (US);
Lee Grice, Cumming, GA (US);
Thresa Dixon, Canton, GA (US);
Scott Garten, Canton, GA (US);
Sudhakar Reddy, Suwanee, GA (US);
Sandeep Gupta, Alpharetta, GA (US);
Christian Hall, Canton, GA (US);
James Reid, Alpharetta, GA (US);
Shen Lu, Duluth, GA (US);
Dennis Horton, Buford, GA (US);
Lee Grice, Cumming, GA (US);
Thresa Dixon, Canton, GA (US);
Scott Garten, Canton, GA (US);
Sudhakar Reddy, Suwanee, GA (US);
Equifax, Inc., Atlanta, GA (US);
Abstract
The present invention relates to automated decisioning for a credit request associated with an applicant. Information associated with an applicant is received. Data associated with the applicant is received from at least one data source. A user interface is configured to allow a user to provide a definition of decision rules in a near-natural language. Information associated with the decision rules is determined based on the definition of the decision rules. A selection of rule flow information associated with the decision rules is received through the user computer interface. A decision is generated based on the information associated with the applicant, data associated with the applicant from the at least one data source, the information associated with the decision rules, and the selection of information associated with decision rules. The decision is displayed.